"Good morning this message is solely intended for _?_?_?_?_?_?_ to Junior my name is Amanda the reason I'm calling today because I have some legal documents here in the office that are scheduled to be brought out and they do require a signature at the time of service so I'll be out tomorrow between three and 5 at your current residence, being a family and if you are unable to do so they'll be surrendered back as a direct refusal to comply and the process will proceed without you. If you have any questions concerns or if you want the full disclosure of the matter you'll need to call the office to handling your file the go over all the details with you before I can bring them out so _?_?_?_?_ number is 832-966-3696 your file number is 2***** you have officially been notified."
This is a total scam. They research closed accounts, and make it sound like you still owe the original bank or whatever institution. When you call the referenced number, they tell you they are suing you for 3 times the amount of the claim, and if you don't pay or make arrangements to pay, the process will be started in court.
First of all, the account in question was closed in 2009, and the statute of limitations ran out in 2013.
Secondly it sounds like they are local, and will be there between 3 and 5 to serve you with the papers. I've never heard of a process server calling to make an appointment, much less notifying you they are coming out.
And lastly, this company is based in Cleveland Texas, so I doubt anyone would drive all the way out here to California to serve me.
Bogus, Bogus, Bogus. They are preying on Senior Citizens, and are going to be turned in to the local authorities, both here and in Houston area where they are located.
Don't fall for their BS!