This company called me claiming to be with the Federal Government & claimed that they were giving loans out to people with low or challenged credit scores. There isn't any type of contacts to sign, you just go down & wire them $25.00 to insure your loan, then as soon as they received the $25.00 they would wire the funds you borrowed into your account. Talk about fraud this deal has red flags all over it. I know for a fact loans are not binding without a signed contract. As the old saying goes, if it sounds to good to true, it usually is. People please be careful of things like this. If your offered a loan by a company always get all the information you can from the person calling, then research, & research some more. Be safe. M.G.